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FIRST NATIONAL BANK OF HUGHES SPRINGS PRIVACY NOTICE

The First National Bank of Hughes Springs appreciates the trust you place in us with your financial matters. Earning and keeping this trust is something that we are committed to by protecting your private information. The First National Bank of Hughes Springs does not sell information about you to others. The following represents the collection, use, and protection of your private information by the First National Bank of Hughes Springs:

The First National Bank of Hughes Springs collects nonpublic personal information about its consumers. This information is obtained through one of the following categories: application information, information about transactions (such as information regarding a deposit or loan account), and consumer reports.

The First National Bank of Hughes Springs discloses nonpublic personal information to nonaffiliated third parties as permitted by law (such as the OCC, credit bureaus, and external auditors). This information is derived from application information, such as assets, debts, income, and medical history (on insurance applications); identifying information, such as name, address, and social security number; and transaction information, such as information about account balance, payment history, and parties to the transaction; and information from consumer reports, such as creditworthiness and credit history.

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

We do not disclose nonpublic personal information about former customers.

First National Bank employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information. All First National Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate this confidentiality will be subject to disciplinary measures.

The First National Bank of Hughes Springs has taken steps to protect customer information from reasonably anticipated threats or hazards. Customer information is kept in areas of the Bank which limit access to those only who are authorized. Customer information is stored electronically. The electronic terminals at which customer information can be accessed are password protected. All paperwork with customer information is secured in a vault area and locked during non-business hours.
 
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